Spirit of Texas Bank
Welcome to the First Bank of Snook
Personal Services

Spirit of Texas Bank offers a wide variety of checking, savings, money market accounts, CD’s, IRA’s and MasterCard check cards each designed to help you obtain both your short and long term financial goals. Each of our accounts offers different options to meet your individual wants and needs. Take advantage of our Online Banking and Bill Pay services. We can help you manage your money conveniently and provide you with the kind of great customer service you should expect from a local bank.

You can find out information on our Personal Checking services here.

Savings Account Basics Limitations Benefits
A good way for 1st time savers to earn interest on an account with a lower balance and have convenient access to their money $100 minimum to open 6 Transactions per cycle by preauthorized, automatic or telephone transfers. FREE online banking/ FREE phone banking services
CD's Basics Limitations Benefits
Earn a high rate of return on your money $1,000 minimum to open Terms from 3 month to 60 month Penalty for early withdrawal Negotiable rates on CD's over $100,000
IRA's Basics Limitations Benefits
Ideal when investing your pre-tax earnings which are tax-deferred $1000 minimum to open Terms from 18 month to 30 month Penalties for early withdrawal Your contributions may be tax-deductible.* *Tax deductible if you meet certain eligibility requirements.
MasterCard Checkcard Basics Limitations Benefits
Enjoy the easy and flexible way to access your funds for day to day transactions. The card is accepted by any MasterCard merchant or used at ATMs for cash withdrawals Must have available funds in order for a transaction to be paid No monthly fee